Capital One Shopping is a helpful tool that looks for discounts and automatically applies them to your shopping cart. To use it, you must connect your new credit card account to your current one at https://verified.capitalone.com/auth/signin. Just follow the instructions in the “Consolidate Your Accounts” section. You can activate your new card after you link your credit card accounts using capitalone.con/activate.
After receiving your new card, it only takes a few minutes to activate it at capitalone.con/activate.
When you apply for a New Capital One credit card by phone or online, you’ll typically receive a response within 60 seconds. However, in certain situations, we may require additional information before deciding.
If your application is approved, you can expect to receive your Capital One card, details about your credit limit, and welcome materials through mail within 7 to 10 business days. However, customers approved for a Secured Mastercard card will need to pay the full deposit before the card is shipped. In this case, the card should still arrive within approximately 7 to 10 business days.
How to activate My Card Online using capitalone.con/activate?
Here are the steps on how to activate your Capital One card online using capitalone.con/activate:
- Go to the Capital One website and sign in to your account.
- Click on the “Account Services” tab and then select “Activate My Card.”
- Enter the following information:
- Your 16-digit credit card number
- The 3-digit security code on the back of your card
- The expiration date of your card
- Click on the “Activate Card” button.
- You will receive a confirmation message that your card has been activated.
You can also activate your card by phone by calling 1-800-227-4825. When you call, you will need to provide the same information as you would if you were activating your card online.
Can I lock my debit card?
Absolutely yes!
You can lock your debit card at any time and from anywhere.
When you lock your debit card, it stops any transactions from happening until you unlock it. It’s important to note that locking your card doesn’t stop automatic bill payments or scheduled transfers from going through.
To get started, you can sign in to your account either online or through the Capital One Mobile app. If you want to download the app, simply text “MOBILE” to 80101 for a download link.
Once you’re signed in, choose the account that is connected to your debit card.
Using the website: Go to the “Account Services and Settings” section and find the option called “Manage Debit Card.” Click on it and then select “Lock Your Card” to begin the process. Follow the steps provided to complete the locking process.
Using the mobile app: Open the app and find the “I Want To…” menu. From there, select the option labelled “Lock Card” to proceed with locking your card.
The Prime Rate is an important interest rate that Capital One and many other banks use to decide the rates for loans like credit cards. It is connected to the Federal Reserve’s Fed Funds Rate and tends to change along with it. You can check the current Prime Rate in the money rates section of The Wall Street Journal. If your credit card or any other loan has an APR that can change based on the Prime Rate, whenever the Prime Rate changes, the APR on your account will change too.
If you want to know your account’s current APR (Annual Percentage Rate), look at the “Interest Charge Calculation” part of your monthly credit card statement. You can find it either online or on the statement that comes to your mailbox.
Here are some things you can do to reduce the amount of interest you have to pay:
- Try to pay off your entire balance. This way, you won’t have to worry about any interest charges.
- Make sure always to pay your bill on time, and if possible, pay more than the minimum amount. By doing this, you’ll decrease the overall interest you’ll have to pay.
